Invoice Finance
Invoice finance for your business
Unlock cash tied up in unpaid invoices and keep your cash flow moving. Access funds based on approved invoices, without taking on a traditional loan or using property as security.
Fast decisions
Approvals and funding can be very fast for eligible clients.
Simple documents
Usually just 6 months bank statements and your driver licence.
Multiple lenders
Access to a wide panel of invoice finance facilities
Is invoice finance right for you?
Invoice finance helps businesses access cash faster by advancing funds against unpaid invoices. It’s ideal for growing businesses managing cash flow gaps or waiting 30–90 days for payments, while still covering wages, suppliers, and operating costs.
💰 Funds advanced against issued, unpaid invoices
📈 Access typically 70–90% of the invoice value
📝 Fees based on usage and invoice volume
🔓 No property security required in most cases
⚡ Quick cash flow solution to manage your business operations
How it works
1. Short consultation
We start with a quick conversation to understand your business, how much you need and what you want the funds for.
2. Documents and options
You provide your bank statements and ID. We review your profile across our lender panel and outline the loan options available.
3. Approval and funding
Once you choose a direction, we submit your application. Many approvals and contracts are turned around within 24 to 48 hours.
Frequently asked questions
How does invoice finance work?
Invoice finance allows you to access a portion of the value of approved invoices before your customers pay. Once the invoice is settled, the balance is released to you, minus fees.
What types of businesses can use invoice finance?
Invoice finance suits businesses that invoice other businesses with set payment terms. It’s commonly used by construction, labour hire, transport, manufacturing and professional services.
Do I still manage my customer relationships?
Yes. In most cases, you continue to manage your customer relationships and collections as normal. We’ll explain whether a disclosed or confidential structure is more suitable for your business.
Is invoice finance a loan?
No. Invoice finance is a cash flow solution based on your outstanding invoices, not a traditional loan. The funding amount is linked to your sales, not long-term debt or property security.
What do I need to be eligible?
Eligibility depends on the strength of your debtor book, the quality of your customers and your trading history. Most lenders look for active trading, business-to-business invoices and clear payment terms.
Explore our finance services
Car Finance
Upgrade or expand your fleet with flexible car and commercial vehicle finance that works for trades, transport and service businesses.
Equipment Finance
From tools and machinery to hospitality and even helicopters, we help you fund the equipment that keeps your business running.
Business Line of Credit
Access funds when you need them with a revolving line of credit, so you only pay interest on what you use.
Ready to finally stop chasing invoices
If your business meets the requirements for an invoice finance facility we can have your facility set up within 24-48 hours