The team backing your next move
The team behind your funding
Flow Lending is a finance brokerage focused on helping Australian businesses access funding without the usual friction. We are a one stop shop for business cars, equipment, cash flow and working capital solutions and lines of credit.
We tailor finance to different requirements so the structure suits how your business actually runs, not the other way around.
How Flow Lending Helps Your Business
At Flow Lending we are committed to changing how finance feels, one deal at a time.
All in one place
One place for cars, equipment, cash flow and lines of credit
Built around your business
Tailored finance solutions for different business needs
Fast outcomes
Fast outcomes, we have with some clients funded in as little as 3 hours
More lenders, more choice
Access to more than 10 cash flow lenders and 30 asset lenders
The team behind Flow Lending
Behind every loan is a team who knows the numbers and cares about the person. Get to know the people who guide your finance decisions and keep things straightforward.
Joe Akinci
Director
What started as a curiosity at 17 has turned into a lifelong passion and the only career Joe has ever known. Over the past 6 years that dedication has become a mission to redefine what finance brokering looks like today. With more than $50 million funded in cash flow and asset loans, Joe has seen how the right financial partner can change the course of a business and a life.
Matthew Ellis
Finance Broker
Matthew comes from a background in banking and private lending, with more than 7 years of experience. His knowledge helps clients understand their finances and how our lending products can support the next stage of growth. Known for honest advice and down to earth service, Matthew helps clients move forward with confidence.
Explore our finance services
Unsecured Business Loans
Keep your cash flow moving with fast, unsecured funding for stock, wages, projects and growth, without tying up property.
Car Finance
Upgrade or expand your fleet with flexible car and commercial vehicle finance that works for trades, transport and service businesses.
Equipment Finance
From tools and machinery to hospitality and even helicopters, we help you fund the equipment that keeps your business running.
Business Line of Credit
Access funds when you need them with a revolving line of credit, so you only pay interest on what you use.
Ready to move your business forward with tailored finance and a team on your side?
Apply online in minutes or speak directly with a lending specialist. No pressure, no upfront fees just clear options for your business.