Car Finance
Vehicle funding for your business
Finance work cars, utes, vans and other business vehicles without tying up a large lump sum of cash. Spread repayments over time so you can keep more working capital free for wages, stock and day to day expenses.
Low-doc options
Minimal paperwork to keep the application simple.
Dealer or private sale
Finance available for both dealership and private purchases.
Flexible terms
Loan types and terms structured around your cash flow.
Is car finance right for you?
Car finance is perfect for businesses that rely on vehicles to get the job done. Protect your cash flow while upgrading or expanding your fleet with fast, flexible, and affordable funding options.
🚗 Up to 7-year business car finance terms
📝 Low doc vehicle finance options for Australian businesses
💰 No deposit business car finance solutions
⚡ Fast approval business car loans in Australia
🔄 Flexible repayment options to suit your cash flow
🚚 Fleet finance for multiple vehicles or commercial fleets
💳 Small business car loans with competitive rates
🏦 Commercial vehicle finance tailored to your business needs
🛠️ Finance for new, used, or pre-owned vehicles
How it works
1. Short consultation
We start with a quick conversation to understand your business, the vehicle or asset you want and how much you need to borrow.
2. Documents and options
You provide your bank statements, ID and basic vehicle or asset details or a quote. We review your profile across our lender panel and outline the finance options available.
3. Approval and funding
Once you choose a direction, we submit your application. Many approvals and contracts are turned around within 24 to 48 hours.
Frequently asked questions
What are the rates and fees?
Every lender has different rates and fees based on your profile, industry and the vehicle you are buying. We disclose every fee and cost upfront so you can make an informed decision before you sign.
Do I have to buy from a dealership, or is private sale allowed?
Our extensive panel of lenders accepts both dealer sales and private sales. We can let you know which lenders are suitable for your type of vehicle and the way you plan to buy it.
Can I pay off my loan earlier?
We work with a wide range of lenders who have different early payout options. Some may offer full discounts or waivers on remaining interest, while others may offer partial discounts such as 50 or 75 percent. Your lending specialist will explain the early payout options for each lender before any formal application is made.
Is my business eligible?
Most lenders look for an active ABN or ACN, at least 3 months trading and around $10,000 or more in monthly turnover. If you are close to these figures, we can still review your situation and let you know what’s realistic.
Explore our finance services
Unsecured Business Loans
Keep your cash flow moving with fast, unsecured funding for stock, wages, projects and growth, without tying up property.
Equipment Finance
From tools and machinery to hospitality and even helicopters, we help you fund the equipment that keeps your business running.
Business Line of Credit
Access funds when you need them with a revolving line of credit, so you only pay interest on what you use.
Ready to finance your next vehicle?
Tell us what you are looking to purchase and we’ll show you asset finance options that fit your business and cash flow.