Equipment Finance
Equipment funding for your business
Keep your business moving with finance for the tools, machinery and equipment you rely on every day. Instead of a large upfront cost, spread repayments over time and keep more cash free for wages, stock and day to day expenses.
Wide range of equipment
Finance for tools, machinery, vehicles and specialist equipment.
Flexible loan terms
Typical terms from 3 to 7 years, subject to eligibility.
Options for tougher credit
Alternative structures available for clients with credit challenges.
Is equipment finance right for you?
Get the machinery, tools, or specialised equipment your business needs without impacting cash flow.
⚙️ Flexible business equipment finance terms
📝 Low doc equipment finance options
💰 No deposit solutions available
⚡ Fast approval business equipment loans
🏭 Finance for new, used, or pre-owned equipment
🔄 Flexible repayments to suit your cash flow
How it works
1. Short consultation
We start with a quick conversation to understand your business, the equipment you need and how much you want to borrow.
2. Documents and options
You provide your bank statements, ID and an equipment quote or invoice. We review your profile across our lender panel and outline the finance options available.
3. Approval and funding
Once you choose a direction, we submit your application. Many approvals and contracts are turned around within 24 to 48 hours.
Frequently asked questions
What type of equipment can you finance?
We can finance a wide range of business equipment including excavators, tools, hospitality equipment and other specialised assets. If you’re unsure about a particular item, we can confirm eligibility before you apply.
What are the loan terms?
Loan terms typically range from 3 to 7 years, subject to your eligibility, the type of equipment and the lender’s criteria.
I have poor credit history. Can I still get equipment finance?
You may still have options. We work with lenders who support clients through alternative structures such as leasing, rent to own and other finance solutions, which can help you rebuild a stronger repayment history over time.
Is my business eligible?
Most lenders look for an active ABN or ACN, at least 3 months trading and a minimum monthly turnover of $10,000. If you do not meet these figures, you may not qualify for our current equipment finance products.
Explore our finance services
Unsecured Business Loans
Keep your cash flow moving with fast, unsecured funding for stock, wages, projects and growth, without tying up property.
Car Finance
Upgrade or expand your fleet with flexible car and commercial vehicle finance that works for trades, transport and service businesses.
Business Line of Credit
Access funds when you need them with a revolving line of credit, so you only pay interest on what you use.
Ready to finance your equipment?
Tell us what you’re looking to purchase and we’ll show you equipment finance options that fit your business and cash flow.